Application Failed

Sorry, it appears that your credit application with Pay L8r Ltd has not been approved due to your current credit status.


How do we assess your affordability?


To qualify you must have…


- No CCJs within the last 3 years

- No accounts in default

- Be a UK resident

- Have online banking

- Have a regular source of income


Finance is subject to your ability to repay the loan.


Still wish to go ahead with your Insurance ?



FlyIcarus Limited, Company Number 9859062, trading as FlyIcarus.com, is an Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and who is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283 and is registered with the Office of the Information Commissioner under reference number 08054296.